Check Your Balance: The Quiet Economy of Your Soul…

The Soul Bank: Check Your Balance…

A friend of mine from California rang me this morning. Now, she’s one of those people who’ll have you howling laughing one minute and rethinking your whole life the next. And this morning, she casually dropped a line that’s still rattling around my head:

“You’ve got to mind your Soul Bank.”

Now, I’d never heard it put like that before, but the second she said it, something in me sat up straight.

See, every single interaction we have is a transaction. Not in a cold, business-like way, but in a spiritual economy kind of way. Every word, every kindness, every betrayal, every silence when there should have been a word… It’s either a deposit or a withdrawal from your Soul Bank.

A kind word? Deposit.
Showing up when you’re needed, no questions asked? Deposit.
Remembering how someone likes their tea? Small but valuable deposit.
Letting them bleed out their heart while you stare at your phone? Withdrawal.
Telling them they’re “too sensitive” when they open up? Massive withdrawal.
Doing nothing when you should have spoken up? Dangerous overdraft.

And you know what’s worse? Some people you’d swear had a secret ATM card to your Soul Bank. They sneak in when you’re not looking, withdrawal after withdrawal. Passive-aggressive digs. Manipulative silences. Fake smiles. The casual shrug when you needed real support.

I’ve had a few of those. Hell, some even share my surname.
People who take and take, and then look surprised when you stop offering the key to the vault.

But here’s the part nobody tells you:

If you don’t watch your own Soul Bank, you’ll wake up one day spiritually bankrupt. Exhausted. Bitter. Wondering where your spark went. And you’ll realize you gave it away to people who weren’t even worth the interest.

So lets take a quick audit:

• Who consistently deposits into your life? The ones who check on you for no reason, make you laugh when you’ve forgotten how, or send you a random meme at 2am because it “reminded them of your madness.”
• Who withdraws like a pro? The ones who only call when they need something. Who never claps when you win? Who dismisses your pain? Who secretly compete while pretending to support you?
• Who leaves you emotionally overdrawn, no matter how much credit you gave them to start with?

Now ask yourself this:

When was the last time you made a deposit into your own account?
When did you last sit with yourself, no distractions, and do something that filled your soul? Not out of obligation. Not to prove a point. Not to keep up appearances. But just because you damn well deserve to feel peace in your bones.

The Good News:

The Soul Bank’s always open.
You can start fresh. Cut off the robbers. Limit the overdraft. Set new terms and conditions.

And here’s my personal policy now:

If you can’t make a healthy deposit into my Soul Bank, you don’t get a key to the vault. Simple.

Because no one gets to keep borrowing my peace, my kindness, my time, my magic, if they’ve no intention of giving anything real in return.

The Universe keeps the receipts anyway. And Karma runs the Collections Department. Might be a day late, but it never misses a payment.

Consider this your friendly reminder:

Check your balance.
Mind your account.
And for the love of good whiskey and better company, start investing where the returns are real.